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Amazingly tender in the beginning and with a striking finale, this VISA commercial is really funny.

A man with a camera is at the zoo. After taking a picture of the monkeys, he puts his jacket over his arm but he drops his wallet into the monkey pit. He immediately bends to check where his wallet has fallen.

Then, one of the monkeys takes the wallet, climbs up a tree branch and starts walking toward the protection wall which surrounds the pit.

The man looks really anxious and bends again to see the monkey's movements. With considerable effort the monkey extends his arm and to the man's utter amazement the intelligent creature returns it. The other monkeys in the pit scream to celebrate the wallet rescue.

With his jacket over his shoulder, the man leaves the pit and glances over at the monkeys completely shocked. Little does he know the wily monkey has just swiped his Visa card and is enjoying the situation with a big smile.

Finally one wonders: 'Which is the superior intelligence?'